$1,588,000
3565 New Jersey AVE
San Jose, CA 95124
4 bd · 1,518 sq ft
Listed by Chinh Nguyen, Real Brokerage Technologies
Your agent and your loan officer, in one person.
See what you can afford, then the homes that fit, before you talk to anyone.
490 families moved home · 30 years in real estate · Licensed agents who are also loan officers
Homes for sale where we work
The newest listings in our markets, each with the monthly payment behind its price.
From BuyerFirst: about $9,816 a month with 20% down
$1,429,888
21187 Almaden RD
San Jose, CA 95120
3 bd · 1,387 sq ft
Listed by Robert Godar, Intero Real Estate Services
From BuyerFirst: about $8,839 a month with 20% down
$648,000
1445 Fruitdale AVE 321
San Jose, CA 95128
2 bd · 1,170 sq ft
Listed by Sean Azad, S And T Properties
From BuyerFirst: about $4,006 a month with 20% down
$1,825,000
741 N 2nd ST
San Jose, CA 95112
4 bd · 1,786 sq ft
Listed by Ryan Henry, Berkshire Hathaway HomeServices CA Properties
From BuyerFirst: about $11,281 a month with 20% down
$1,995,000
5958 Colorview CT
San Jose, CA 95120
4 bd · 2,008 sq ft
Listed by Theresa Wellman, Homeowner Experience
From BuyerFirst: about $12,332 a month with 20% down
$1,198,000
230 S 10th ST
San Jose, CA 95112
5 bd · 2,324 sq ft
Listed by Donie Ternian, Coldwell Banker Realty
From BuyerFirst: about $7,405 a month with 20% down
Two people who never talk, or one who holds both.
Many BuyerFirst agents are also licensed loan officers. Here is what that changes at each stage of a purchase.
| Stage | Agent and a separate lender | One BuyerFirst advisor |
|---|---|---|
| Before you tour | Your ceiling is a guess from a pre-approval written before anyone saw a property. | Your true ceiling is known by the person who will show you homes. |
| Writing the offer | Financing terms are filled in after the fact, and the seller can tell. | Price, terms and financing are structured together, so the offer reads clean. |
| Appraisal and underwriting | Problems surface late and reach you secondhand, on a deadline. | The same person sees the gap coming and fixes it while there is time. |
| Closing | Two schedules, two sets of calls, you in the middle. | One timeline and one phone number. |
The 1·1·1 Program
Three numbers, disclosed in writing before you see a single home.
- 2%
- Standard buyer representation. You see it before you tour.
- 1%
- Your effective cost when your loan closes with a BuyerFirst lending partner.
- 1 pt
- Lender credit toward closing costs or a lower rate. You choose.
Standard buyer representation, 2%
$28,000
Discount at closing, 1%
−$14,000
Lender credit, about 1 point
−$11,200
Back in your pocket
up to $25,200
See if my purchase qualifies
Illustration only; lender credit assumes 20% down. The 1% discount applies when your loan closes through an approved BuyerFirst lending partner; otherwise the standard 2% applies. Lender credit depends on loan amount, type and origination income and appears on your Loan Estimate and Closing Disclosure. Commission rates are negotiable and not set by law.
Would your offer hold up in a multiple-offer weekend?
Most deals don't fall apart at the offer. They fall apart in financing, quietly, on a deadline. Check what's already true for you.
You have 0 of 4 in place.
A cleaner-financed offer would likely beat yours. Every gap here can be closed in one conversation.
Your advisor: De Wilmore
Founder | Head of Brokerage. Also a licensed loan officer.
The advisors you’ll work with
Each works the local market in person. Advisors who also hold a mortgage license can take you from first showing to funded loan.
- Scott Tuffnell Branch Manager | Tuffnell & Assoc. Also a licensed loan officer. DRE #01957627, individual NMLS #2575467 (510) 867-5821 Scott’s page
- Arnold Estep Real Estate & Lending Advisor. Also a licensed loan officer. DRE #2213665, individual NMLS #2567741 (408) 438-0295 Arnold’s page
- De Wilmore Founder | Head of Brokerage. Also a licensed loan officer. DRE #01213498, individual NMLS #2546321 4155693664 Book with De (opens in a new window)
- Laura Michieli Real Estate Investment Advisor. DRE #01109244 (510) 381-1644 Laura’s page
- Cleveland Mitchell, III Real Estate Advisor. DRE #02098426 (510) 634-0956 Cleveland’s page
- Kareemah Weise Real Estate Advisor. DRE #02153403 (209) 799-0369 Kareemah’s page
- Joel Lee Real Estate Advisor. Also a licensed loan officer. DRE #02267748, individual NMLS #2544216 (415) 360-4122 Joel’s page
What would today’s buyers pay for your home?
We see what buyers are approved for before it shows up in the comps. A licensed agent prepares your price opinion within one business day.
Where we work in person
Bay Area
Fast and competitive. The edge is knowing your ceiling and writing the cleanest offer on the table.
Central Valley
More home for the money. The edge is a loan whose payment fits your life, not just the approval.
The conversation costs nothing.
Your numbers, your credit, your timeline. One honest conversation with a licensed advisor, before you need it.